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Insurance and Brownfields Redevelopment

Environmental insurance is a tool used to quantify and transfer risks related to brownfields cleanup costs and liability from project stakeholders to an insurance company. The most common types of environmental insurance policies available for brownfields include:

Pollution liability - Protects an insured against on-site cleanup costs of unknown, pre-existing pollution and current pollution from ongoing operations, and third-party claims arising from pollution conditions (e.g., bodily injury, property damage).

Cost cap - Protects against cleanup costs exceeding the anticipated cost.

Secured lender - Protects a lender in the event that a borrower defaults on a loan and the default is associated with a pollution condition.

Introduction to Environmental Insurance and Other Risk Management Tools

Environmental Insurance Research

Other Federal Agency Resources

Please email comments on this website to:Brownfields-Web-Comments@epamail.epa.gov

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